🌍 ClimateRiskCheck

Natural Disaster Risk in Harrison

Nebraska

3.6out of 10
Low Risk

Risk Summary for Harrison

Harrison scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Tsunami

All 18 Hazard Scores

Wildfire
7.4
Drought
7.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.0
Winter Weather
3.1
Landslide
3.1
Cold Wave
3.0
Hurricane
2.4
Tornado
2.3
Earthquake
2.1
Ice Storm
2.1
Extreme Heat
1.6
Lightning
1.6
Strong Wind
1.5
Riverine Flooding
1.0

How it compares

Harrison
3.6
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harrison, Nebraska

Located in the Great Plains in Sioux County, Harrison is a small unincorporated community. The semi-arid continental climate that characterizes this part of Nebraska β€” marked by hot summers, cold winters, and open-terrain wind exposure β€” directly influences the types and severity of natural hazards present, making Harrison a community where hazard awareness has real practical value.

FEMA rates Harrison's composite natural disaster risk at 3.6 out of 10 β€” low risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wildfire and tsunami risk in their preparedness planning.

Relative to other U.S. communities, Harrison's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.8/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Sioux County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Harrison carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” drought β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Harrison: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Harrison

These city-level factors differentiate Harrison from other communities in Sioux County and provide geographic context for its hazard exposure.

Population

480

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

42.6646Β° N, 103.8065Β° W

Sioux County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harrison

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Harrison

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.