Natural Disaster Risk in Holt County
Nebraska
5.3out of 10
Risk Summary for Holt County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Drought Winter Weather Wildfire
All 18 Hazard Scores
Drought 8.3
Winter Weather 7.5
Wildfire 7.4
Lightning 7.2
Cold Wave 6.9
Ice Storm 6.8
Hail 6.0
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Tornado 4.7
Avalanche 4.5
Strong Wind 4.0
Extreme Heat 3.2
Earthquake 3.1
Hurricane 2.4
Landslide 2.2
Riverine Flooding 1.0
How it compares
Holt County 5.3
Nebraska avg. 4.8
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Holt County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.