🌍 ClimateRiskCheck

Natural Disaster Risk in Lemoyne

Nebraska

4.8out of 10
Moderate Risk

Risk Summary for Lemoyne

Lemoyne scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Wildfire

All 18 Hazard Scores

Hail
8.6
Drought
7.9
Wildfire
7.1
Lightning
6.4
Winter Weather
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.5
Strong Wind
4.4
Tornado
3.6
Landslide
3.0
Ice Storm
3.0
Earthquake
2.7
Extreme Heat
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Lemoyne
4.8
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lemoyne, Nebraska

Lemoyne is a small unincorporated community in Keith County, in the Great Plains. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lemoyne.

FEMA rates Lemoyne's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for drought and wildfire risk in their preparedness planning.

Lemoyne's risk score, near the 4.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Keith County, the highest-scoring are hail, drought, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Lemoyne residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Lemoyne: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Lemoyne

These city-level factors differentiate Lemoyne from other communities in Keith County and provide geographic context for its hazard exposure.

Population

230

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

41.3499Β° N, 101.8289Β° W

Keith County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lemoyne

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lemoyne

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.