🌍 ClimateRiskCheck

Natural Disaster Risk in Lewellen

Nebraska

4.0out of 10
Moderate Risk

Risk Summary for Lewellen

Lewellen scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Lightning Wildfire

All 18 Hazard Scores

Drought
7.8
Lightning
6.8
Wildfire
6.7
Hail
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.1
Cold Wave
2.7
Tornado
2.5
Hurricane
2.4
Strong Wind
2.4
Landslide
2.1
Earthquake
2.0
Ice Storm
2.0
Extreme Heat
1.6
Riverine Flooding
1.0

How it compares

Lewellen
4.0
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lewellen, Nebraska

Lewellen, in Garden County, is a small community of about 706 situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and open-terrain wind exposure, and in particular one of the most tornado-active spring seasons in the central US. These conditions collectively define the natural hazard environment that Lewellen residents and property owners must navigate.

Lewellen's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include lightning and wildfire.

Within Nebraska, Lewellen's risk is, slightly below the 4.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Garden County identifies drought as the foremost hazard, followed by lightning and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lewellen's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Lewellen: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Lewellen

These city-level factors differentiate Lewellen from other communities in Garden County and provide geographic context for its hazard exposure.

Population

706

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.7/10

Coordinates

41.5151Β° N, 102.0881Β° W

Garden County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lewellen

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lewellen

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.