🌍 ClimateRiskCheck

Natural Disaster Risk in Macy

Nebraska

5.3out of 10
Moderate Risk

Risk Summary for Macy

Macy scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Hail

All 18 Hazard Scores

Wildfire
8.8
Hail
8.7
Drought
8.7
Landslide
7.8
Extreme Heat
7.2
Tornado
5.8
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Avalanche
4.5
Cold Wave
4.3
Winter Weather
2.8
Hurricane
2.4
Lightning
2.1
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Macy
5.3
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Macy, Nebraska

Macy is a small community of about 793 in Thurston County, in the interior eastern United States. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Macy.

According to FEMA's National Risk Index, Macy carries an overall risk score of 5.3/10, placing it in the moderate category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to drought and hail.

Macy's risk score, slightly above the 4.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Thurston County, the highest-scoring are wildfire, drought, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Macy's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Macy: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Macy

These city-level factors differentiate Macy from other communities in Thurston County and provide geographic context for its hazard exposure.

Population

793

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

42.1120Β° N, 96.3440Β° W

Thurston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Macy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Macy

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.