🌍 ClimateRiskCheck

Natural Disaster Risk in Madrid

Nebraska

3.8out of 10
Low Risk

Risk Summary for Madrid

Madrid scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Tsunami

All 18 Hazard Scores

Hail
8.5
Drought
7.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.8
Cold Wave
3.3
Tornado
3.0
Winter Weather
2.9
Wildfire
2.8
Hurricane
2.4
Lightning
2.4
Ice Storm
2.2
Extreme Heat
2.1
Earthquake
2.0
Landslide
1.3
Riverine Flooding
1.0

How it compares

Madrid
3.8
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Madrid, Nebraska

Madrid, in Perkins County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and open-terrain wind exposure, and in particular one of the most tornado-active spring seasons in the central US. These conditions collectively define the natural hazard environment that Madrid residents and property owners must navigate.

According to FEMA's National Risk Index, Madrid carries an overall risk score of 3.8/10, placing it in the low category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to drought and tsunami.

Within Nebraska, Madrid's risk is, slightly below the 4.8/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Perkins County identifies hail as the foremost hazard, followed by drought and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Madrid is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers hail β€” remains prudent for all residents.

What this means for Madrid: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Madrid

These city-level factors differentiate Madrid from other communities in Perkins County and provide geographic context for its hazard exposure.

Population

344

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

40.8276Β° N, 101.5460Β° W

Perkins County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Madrid

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Madrid

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.