Natural Disaster Risk in Martell
Nebraska
Risk Summary for Martell
Martell scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Martell, Nebraska
Located in the interior eastern United States in Lancaster County, Martell is a small community of about 1,039. The semi-arid continental climate that characterizes this part of Nebraska β marked by hot summers, cold winters, and open-terrain wind exposure β directly influences the types and severity of natural hazards present, making Martell a community where hazard awareness has real practical value.
Martell's overall natural disaster risk is rated 7.3/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include wind and tornado.
Relative to other U.S. communities, Martell's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 4.8/10 state average. The hazard distribution here is led by hail and wind, as measured by FEMA across Lancaster County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Martell's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Martell: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Martell
These city-level factors differentiate Martell from other communities in Lancaster County and provide geographic context for its hazard exposure.
Population
1,039
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 40.6Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.4/10
Coordinates
40.6190Β° N, 96.7557Β° W
Lancaster County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Martell
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Martell
Other cities in Nebraska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.