🌍 ClimateRiskCheck

Natural Disaster Risk in Merriman

Nebraska

4.8out of 10
Moderate Risk

Risk Summary for Merriman

Merriman scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Landslide

All 18 Hazard Scores

Wildfire
9.0
Drought
7.4
Landslide
6.5
Winter Weather
6.4
Cold Wave
6.2
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.2
Tornado
3.5
Earthquake
3.2
Extreme Heat
3.0
Lightning
3.0
Hurricane
2.4
Strong Wind
2.1
Riverine Flooding
1.0

How it compares

Merriman
4.8
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Merriman, Nebraska

Located in the Great Plains in Cherry County, Merriman is a small unincorporated community. The semi-arid continental climate that characterizes this part of Nebraska β€” marked by hot summers, cold winters, and open-terrain wind exposure β€” directly influences the types and severity of natural hazards present, making Merriman a community where hazard awareness has real practical value.

Merriman's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include drought and landslide.

Relative to other U.S. communities, Merriman's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.8/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Cherry County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Merriman residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Merriman: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Merriman

These city-level factors differentiate Merriman from other communities in Cherry County and provide geographic context for its hazard exposure.

Population

429

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

42.7801Β° N, 101.6323Β° W

Cherry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Merriman

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Merriman

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.