Natural Disaster Risk in Moorefield

Natural Hazard Profile: Moorefield, Nebraska

Moorefield, in Lincoln County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and open-terrain wind exposure, and in particular one of the most tornado-active spring seasons in the central US. These conditions collectively define the natural hazard environment that Moorefield residents and property owners must navigate.

According to FEMA's National Risk Index, Moorefield carries an overall risk score of 5.9/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to winter and drought.

Within Nebraska, Moorefield's risk is, slightly above the 4.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lincoln County identifies hail as the foremost hazard, followed by winter and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Moorefield's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.