🌍 ClimateRiskCheck

Natural Disaster Risk in Osmond

Nebraska

4.7out of 10
Moderate Risk

Risk Summary for Osmond

Osmond scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Wildfire

All 18 Hazard Scores

Hail
8.3
Drought
7.6
Wildfire
7.1
Ice Storm
6.0
Winter Weather
5.9
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.2
Landslide
3.1
Cold Wave
3.0
Extreme Heat
2.7
Hurricane
2.4
Lightning
2.3
Earthquake
2.0
Riverine Flooding
1.0

How it compares

Osmond
4.7
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Osmond, Nebraska

Osmond is a small community of about 1,123 in Pierce County, in the interior eastern United States. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Osmond.

FEMA rates Osmond's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for drought and wildfire risk in their preparedness planning.

Osmond's risk score, near the 4.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Pierce County, the highest-scoring are hail, drought, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Osmond's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Osmond: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Osmond

These city-level factors differentiate Osmond from other communities in Pierce County and provide geographic context for its hazard exposure.

Population

1,123

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

42.3340Β° N, 97.6232Β° W

Pierce County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Osmond

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Osmond

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.