🌍 ClimateRiskCheck

Natural Disaster Risk in Palisade

Nebraska

3.5out of 10
Low Risk

Risk Summary for Palisade

Palisade scores 3.5/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Tsunami

All 18 Hazard Scores

Hail
7.0
Drought
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.8
Wildfire
3.6
Ice Storm
3.1
Tornado
2.4
Hurricane
2.4
Winter Weather
2.4
Extreme Heat
1.9
Landslide
1.8
Cold Wave
1.8
Lightning
1.5
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Palisade
3.5
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Palisade, Nebraska

Palisade is a small community of about 566 in Hayes County, in the Great Plains. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Palisade.

According to FEMA's National Risk Index, Palisade carries an overall risk score of 3.5/10, placing it in the low category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to drought and tsunami.

Palisade's risk score, slightly below the 4.8/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hayes County, the highest-scoring are hail, drought, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Despite its lower-than-average risk classification, Palisade is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers hail β€” remains prudent for all residents.

What this means for Palisade: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Palisade

These city-level factors differentiate Palisade from other communities in Hayes County and provide geographic context for its hazard exposure.

Population

566

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

40.3556Β° N, 101.1203Β° W

Hayes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Palisade

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Palisade

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.