🌍 ClimateRiskCheck

Natural Disaster Risk in Randolph

Nebraska

5.2out of 10
Moderate Risk

Risk Summary for Randolph

Randolph scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Wildfire

All 18 Hazard Scores

Drought
8.7
Hail
8.6
Wildfire
7.5
Landslide
6.3
Winter Weather
6.2
Ice Storm
5.8
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Coastal Flooding
4.9
Strong Wind
4.7
Avalanche
4.5
Extreme Heat
4.2
Cold Wave
3.6
Lightning
2.8
Hurricane
2.4
Earthquake
2.3
Riverine Flooding
1.0

How it compares

Randolph
5.2
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Randolph, Nebraska

Located in the interior eastern United States in Cedar County, Randolph is a small community of about 1,412. The semi-arid continental climate that characterizes this part of Nebraska β€” marked by hot summers, cold winters, and open-terrain wind exposure β€” directly influences the types and severity of natural hazards present, making Randolph a community where hazard awareness has real practical value.

FEMA rates Randolph's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hail and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Randolph's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.8/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Cedar County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Randolph's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Randolph: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Randolph

These city-level factors differentiate Randolph from other communities in Cedar County and provide geographic context for its hazard exposure.

Population

1,412

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

42.3842Β° N, 97.3571Β° W

Cedar County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Randolph

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Randolph

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.