🌍 ClimateRiskCheck

Natural Disaster Risk in Rosalie

Nebraska

5.3out of 10
Moderate Risk

Risk Summary for Rosalie

Rosalie scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Hail

All 18 Hazard Scores

Wildfire
8.8
Hail
8.7
Drought
8.7
Landslide
7.8
Extreme Heat
7.2
Tornado
5.8
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Avalanche
4.5
Cold Wave
4.3
Winter Weather
2.8
Hurricane
2.4
Lightning
2.1
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Rosalie
5.3
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rosalie, Nebraska

Rosalie is a small unincorporated community in Thurston County, in the interior eastern United States. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Rosalie.

According to FEMA's National Risk Index, Rosalie carries an overall risk score of 5.3/10, placing it in the moderate category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to drought and hail.

Rosalie's risk score, slightly above the 4.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Thurston County, the highest-scoring are wildfire, drought, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Rosalie residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Rosalie: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Rosalie

These city-level factors differentiate Rosalie from other communities in Thurston County and provide geographic context for its hazard exposure.

Population

315

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

42.0575Β° N, 96.4719Β° W

Thurston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rosalie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rosalie

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.