🌍 ClimateRiskCheck

Natural Disaster Risk in Springfield

Nebraska

7.0out of 10
High Risk

Risk Summary for Springfield

Springfield scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Hail Strong Wind

All 18 Hazard Scores

Tornado
9.8
Strong Wind
9.7
Hail
9.7
Extreme Heat
9.1
Winter Weather
8.9
Ice Storm
8.9
Cold Wave
8.5
Wildfire
8.4
Lightning
7.4
Landslide
7.3
Drought
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Springfield
7.0
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Springfield, Nebraska

Springfield is a town of roughly 3,373 residents in Sarpy County, in the interior eastern United States. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Springfield.

According to FEMA's National Risk Index, Springfield carries an overall risk score of 7.0/10, placing it in the high category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to hail and wind.

Springfield's risk score, considerably above the 4.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Sarpy County, the highest-scoring are tornado, hail, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Springfield's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Springfield: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Springfield

These city-level factors differentiate Springfield from other communities in Sarpy County and provide geographic context for its hazard exposure.

Population

3,373

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

41.0667Β° N, 96.1595Β° W

Sarpy County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Springfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Springfield

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.