Natural Disaster Risk in Thurston
Nebraska
Risk Summary for Thurston
Thurston scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Thurston, Nebraska
Located in the interior eastern United States in Thurston County, Thurston is a small unincorporated community. The semi-arid continental climate that characterizes this part of Nebraska β marked by hot summers, cold winters, and open-terrain wind exposure β directly influences the types and severity of natural hazards present, making Thurston a community where hazard awareness has real practical value.
FEMA rates Thurston's composite natural disaster risk at 5.3 out of 10 β moderate risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for drought and hail risk in their preparedness planning.
Relative to other U.S. communities, Thurston's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.8/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Thurston County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Thurston residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.
What this means for Thurston: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Thurston
These city-level factors differentiate Thurston from other communities in Thurston County and provide geographic context for its hazard exposure.
Population
267
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 42.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.8/10
Coordinates
42.1954Β° N, 96.6743Β° W
Thurston County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Thurston
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Thurston
Other cities in Nebraska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.