🌍 ClimateRiskCheck

Natural Disaster Risk in Washington

Nebraska

5.1out of 10
Moderate Risk

Risk Summary for Washington

Washington scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Landslide

All 18 Hazard Scores

Wildfire
8.4
Hail
8.2
Landslide
7.8
Drought
7.4
Tornado
7.1
Ice Storm
6.0
Strong Wind
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.5
Extreme Heat
2.9
Hurricane
2.4
Winter Weather
2.3
Earthquake
2.1
Lightning
2.1
Riverine Flooding
1.0

How it compares

Washington
5.1
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Washington, Nebraska

Washington is a small unincorporated community in Washington County, in the interior eastern United States. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Washington.

FEMA rates Washington's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for hail and landslide risk in their preparedness planning.

Washington's risk score, near the 4.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Washington County, the highest-scoring are wildfire, hail, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Washington's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Washington: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Washington

These city-level factors differentiate Washington from other communities in Washington County and provide geographic context for its hazard exposure.

Population

198

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

41.3976Β° N, 96.2074Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Washington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Washington

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.