🌍 ClimateRiskCheck

Natural Disaster Risk in Wilsonville

Nebraska

5.1out of 10
Moderate Risk

Risk Summary for Wilsonville

Wilsonville scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Strong Wind

All 18 Hazard Scores

Hail
9.9
Strong Wind
9.6
Drought
9.6
Winter Weather
6.9
Ice Storm
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.5
Avalanche
4.5
Extreme Heat
3.3
Cold Wave
3.2
Lightning
3.1
Wildfire
3.0
Landslide
2.5
Hurricane
2.4
Earthquake
2.2
Riverine Flooding
1.0

How it compares

Wilsonville
5.1
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wilsonville, Nebraska

Wilsonville, in Furnas County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and open-terrain wind exposure, and in particular one of the most tornado-active spring seasons in the central US. These conditions collectively define the natural hazard environment that Wilsonville residents and property owners must navigate.

According to FEMA's National Risk Index, Wilsonville carries an overall risk score of 5.1/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to drought and wind.

Within Nebraska, Wilsonville's risk is, near the 4.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Furnas County identifies hail as the foremost hazard, followed by drought and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Wilsonville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Wilsonville: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Wilsonville

These city-level factors differentiate Wilsonville from other communities in Furnas County and provide geographic context for its hazard exposure.

Population

194

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

40.0682Β° N, 100.1040Β° W

Furnas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wilsonville

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Wilsonville

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.