🌍 ClimateRiskCheck

Natural Disaster Risk in Baker

Nevada

4.7out of 10
Moderate Risk

Risk Summary for Baker

Baker scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Winter Weather Wildfire

All 18 Hazard Scores

Avalanche
9.2
Winter Weather
8.7
Wildfire
8.6
Earthquake
7.0
Landslide
7.0
Drought
5.5
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Extreme Heat
3.1
Lightning
2.7
Hurricane
2.4
Hail
1.5
Strong Wind
1.4
Tornado
1.3
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Baker
4.7
Nevada avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Baker, Nevada

Baker, in White Pine County, is a small unincorporated community situated in the Great Plains. Its desert climate brings extreme summer heat and very low precipitation, and in particular intense heat waves in summer. These conditions collectively define the natural hazard environment that Baker residents and property owners must navigate.

Baker's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include winter and wildfire.

Within Nevada, Baker's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of White Pine County identifies avalanche as the foremost hazard, followed by winter and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Baker residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Baker: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Baker

These city-level factors differentiate Baker from other communities in White Pine County and provide geographic context for its hazard exposure.

Population

213

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.6/10

Coordinates

39.1671Β° N, 114.1929Β° W

White Pine County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Baker

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Baker

Other cities in Nevada

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.