🌍 ClimateRiskCheck

Natural Disaster Risk in Owyhee

Nevada

5.5out of 10
Moderate Risk

Risk Summary for Owyhee

Owyhee scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
10.0
Avalanche
9.6
Volcanic Activity
9.2
Winter Weather
8.9
Earthquake
8.6
Extreme Heat
6.2
Landslide
6.2
Lightning
5.8
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.7
Cold Wave
3.2
Hail
3.1
Strong Wind
2.8
Hurricane
2.4
Tornado
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Owyhee
5.5
Nevada avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Owyhee, Nevada

Located in the western mountain region near the Pacific Coast in Elko County, Owyhee is a small community of about 838. The desert climate that characterizes this part of Nevada β€” marked by extreme summer heat and very low precipitation β€” directly influences the types and severity of natural hazards present, making Owyhee a community where hazard awareness has real practical value.

Owyhee's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include avalanche and volcano.

Relative to other U.S. communities, Owyhee's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Elko County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Owyhee residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Owyhee: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Owyhee

These city-level factors differentiate Owyhee from other communities in Elko County and provide geographic context for its hazard exposure.

Population

838

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 42.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

41.9800Β° N, 116.1954Β° W

Elko County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Owyhee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Owyhee

Other cities in Nevada

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.