Natural Disaster Risk in Schurz
Nevada
Risk Summary for Schurz
Schurz scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Schurz, Nevada
Schurz is a small community of about 997 in Mineral County, in the western mountain region near the Pacific Coast. The area experiences extreme summer heat and very low precipitation, with intense heat waves in summer shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Schurz.
FEMA rates Schurz's composite natural disaster risk at 4.4 out of 10 — moderate risk. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Residents should also account for avalanche and earthquake risk in their preparedness planning.
Schurz's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Mineral County, the highest-scoring are volcano, avalanche, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
With a moderate risk rating, Schurz residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.
What this means for Schurz: Volcanic Activity preparedness
- Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
- Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
- Protect electronics and HVAC systems from fine volcanic ash during eruptions.
Local Factors for Schurz
These city-level factors differentiate Schurz from other communities in Mineral County and provide geographic context for its hazard exposure.
Population
997
RuralGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Moderate Continental
Latitude 38.9°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — summer fire risk
Fire score: 5.6/10
Coordinates
38.9456° N, 118.7055° W
Mineral County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Schurz
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Schurz
Other cities in Nevada
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.