🌍 ClimateRiskCheck

Natural Disaster Risk in Stateline

Nevada

5.9out of 10
Moderate Risk

Risk Summary for Stateline

Stateline scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Earthquake Winter Weather

All 18 Hazard Scores

Wildfire
9.8
Earthquake
9.7
Winter Weather
9.7
Avalanche
9.6
Volcanic Activity
9.5
Drought
8.2
Landslide
7.2
Lightning
6.9
Extreme Heat
6.7
Tsunami
5.4
Coastal Flooding
4.9
Hail
3.5
Strong Wind
3.2
Hurricane
2.4
Tornado
1.5
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Stateline
5.9
Nevada avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stateline, Nevada

Stateline, in Douglas County, is a town of roughly 2,712 residents situated in the western mountain region near the Pacific Coast. Its desert climate brings extreme summer heat and very low precipitation, and in particular intense heat waves in summer. These conditions collectively define the natural hazard environment that Stateline residents and property owners must navigate.

Stateline's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include earthquake and winter.

Within Nevada, Stateline's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Douglas County identifies wildfire as the foremost hazard, followed by earthquake and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Stateline residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Stateline: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Stateline

These city-level factors differentiate Stateline from other communities in Douglas County and provide geographic context for its hazard exposure.

Population

2,712

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

38.9643Β° N, 119.9069Β° W

Douglas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stateline

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stateline

Other cities in Nevada

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.