Natural Disaster Risk in Stateline
Nevada
Risk Summary for Stateline
Stateline scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Stateline, Nevada
Stateline, in Douglas County, is a town of roughly 2,712 residents situated in the western mountain region near the Pacific Coast. Its desert climate brings extreme summer heat and very low precipitation, and in particular intense heat waves in summer. These conditions collectively define the natural hazard environment that Stateline residents and property owners must navigate.
Stateline's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include earthquake and winter.
Within Nevada, Stateline's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Douglas County identifies wildfire as the foremost hazard, followed by earthquake and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a moderate risk rating, Stateline residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.
What this means for Stateline: Wildfire preparedness
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
Local Factors for Stateline
These city-level factors differentiate Stateline from other communities in Douglas County and provide geographic context for its hazard exposure.
Population
2,712
Small TownGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Moderate Continental
Latitude 39.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.8/10
Coordinates
38.9643Β° N, 119.9069Β° W
Douglas County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Stateline
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Stateline
Other cities in Nevada
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.