🌍 ClimateRiskCheck

Natural Disaster Risk in North Bergen

New Jersey

7.3out of 10
High Risk

Risk Summary for North Bergen

North Bergen scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Extreme Heat Strong Wind

All 18 Hazard Scores

Extreme Heat
9.9
Coastal Flooding
9.9
Strong Wind
9.8
Earthquake
9.6
Winter Weather
9.6
Cold Wave
9.5
Hurricane
9.4
Tornado
9.2
Lightning
8.0
Ice Storm
7.9
Hail
7.8
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.5
Landslide
3.5
Wildfire
1.6
Riverine Flooding
1.0

How it compares

North Bergen
7.3
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: North Bergen, New Jersey

North Bergen, in Hudson County, is a city of 61,250 residents situated along the northeastern Atlantic Seaboard. Its humid subtropical climate brings warm summers, cold winters, and significant coastal storm exposure, and in particular nor'easters, coastal flooding, and tropical storm threats. These conditions collectively define the natural hazard environment that North Bergen residents and property owners must navigate.

According to FEMA's National Risk Index, North Bergen carries an overall risk score of 7.3/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to heat and wind.

Within New Jersey, North Bergen's risk is, near the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Hudson County identifies coastal flood as the foremost hazard, followed by heat and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

North Bergen's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for North Bergen: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for North Bergen

These city-level factors differentiate North Bergen from other communities in Hudson County and provide geographic context for its hazard exposure.

Population

61,250

Urban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

40.7938Β° N, 74.0242Β° W

Hudson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for North Bergen

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in North Bergen

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.