🌍 ClimateRiskCheck

Natural Disaster Risk in Afton

New York

5.1out of 10
Moderate Risk

Risk Summary for Afton

Afton scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Landslide Winter Weather

All 18 Hazard Scores

Hurricane
7.8
Landslide
7.3
Winter Weather
7.1
Ice Storm
6.7
Cold Wave
6.4
Lightning
5.5
Tsunami
5.4
Tornado
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.7
Avalanche
4.5
Wildfire
3.6
Strong Wind
3.6
Extreme Heat
3.6
Hail
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Afton
5.1
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Afton, New York

Afton, in Chenango County, is a town of roughly 2,679 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Afton residents and property owners must navigate.

According to FEMA's National Risk Index, Afton carries an overall risk score of 5.1/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to landslide and winter.

Within New York, Afton's risk is, slightly below the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Chenango County identifies hurricane as the foremost hazard, followed by landslide and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Afton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Afton: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Afton

These city-level factors differentiate Afton from other communities in Chenango County and provide geographic context for its hazard exposure.

Population

2,679

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

42.2320Β° N, 75.5313Β° W

Chenango County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Afton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Afton

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.