🌍 ClimateRiskCheck

Natural Disaster Risk in Alder Creek

New York

6.7out of 10
High Risk

Risk Summary for Alder Creek

Alder Creek scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Strong Wind Ice Storm

All 18 Hazard Scores

Winter Weather
9.7
Strong Wind
9.4
Ice Storm
9.2
Lightning
9.0
Cold Wave
8.9
Earthquake
8.3
Hurricane
8.0
Tornado
7.5
Extreme Heat
6.9
Landslide
6.4
Tsunami
5.4
Volcanic Activity
5.1
Hail
5.0
Coastal Flooding
4.9
Wildfire
4.6
Avalanche
4.5
Drought
1.7
Riverine Flooding
1.0

How it compares

Alder Creek
6.7
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alder Creek, New York

Alder Creek, in Oneida County, is a small unincorporated community situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Alder Creek residents and property owners must navigate.

Alder Creek's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include wind and ice storm.

Within New York, Alder Creek's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Oneida County identifies winter as the foremost hazard, followed by wind and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Alder Creek residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Alder Creek: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Alder Creek

These city-level factors differentiate Alder Creek from other communities in Oneida County and provide geographic context for its hazard exposure.

Population

69

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

43.4222Β° N, 75.2155Β° W

Oneida County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alder Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alder Creek

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.