🌍 ClimateRiskCheck

Natural Disaster Risk in Alfred Station

New York

5.1out of 10
Moderate Risk

Risk Summary for Alfred Station

Alfred Station scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
8.6
Landslide
7.7
Hurricane
7.6
Strong Wind
7.1
Lightning
6.6
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Cold Wave
4.8
Ice Storm
4.5
Winter Weather
4.0
Earthquake
3.6
Hail
3.2
Wildfire
3.0
Drought
3.0
Extreme Heat
2.6
Riverine Flooding
1.0

How it compares

Alfred Station
5.1
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alfred Station, New York

Located in the Great Lakes region in Allegany County, Alfred Station is a small community of about 1,514. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Alfred Station a community where hazard awareness has real practical value.

Alfred Station's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and hurricane.

Relative to other U.S. communities, Alfred Station's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Allegany County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Alfred Station's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Alfred Station: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Alfred Station

These city-level factors differentiate Alfred Station from other communities in Allegany County and provide geographic context for its hazard exposure.

Population

1,514

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

42.2514Β° N, 77.7881Β° W

Allegany County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alfred Station

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alfred Station

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.