🌍 ClimateRiskCheck

Natural Disaster Risk in Alpine

New York

4.6out of 10
Moderate Risk

Risk Summary for Alpine

Alpine scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Drought

All 18 Hazard Scores

Avalanche
8.8
Hurricane
7.2
Drought
7.0
Ice Storm
6.2
Landslide
5.9
Tsunami
5.4
Volcanic Activity
5.1
Hail
5.0
Coastal Flooding
4.9
Lightning
3.8
Tornado
3.2
Extreme Heat
3.1
Earthquake
3.0
Strong Wind
2.6
Cold Wave
2.3
Winter Weather
2.1
Wildfire
1.9
Riverine Flooding
1.0

How it compares

Alpine
4.6
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alpine, New York

Located in the Great Lakes region in Schuyler County, Alpine is a small community of about 801. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Alpine a community where hazard awareness has real practical value.

Alpine's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and drought.

Relative to other U.S. communities, Alpine's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Schuyler County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Alpine's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Alpine: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Alpine

These city-level factors differentiate Alpine from other communities in Schuyler County and provide geographic context for its hazard exposure.

Population

801

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

42.3563Β° N, 76.7262Β° W

Schuyler County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alpine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alpine

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.