🌍 ClimateRiskCheck

Natural Disaster Risk in Alton

New York

5.8out of 10
Moderate Risk

Risk Summary for Alton

Alton scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hail Ice Storm

All 18 Hazard Scores

Coastal Flooding
8.8
Hail
8.6
Ice Storm
7.9
Hurricane
7.2
Strong Wind
7.0
Earthquake
6.1
Lightning
5.7
Extreme Heat
5.4
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Wildfire
4.8
Tornado
4.6
Avalanche
4.5
Drought
4.3
Winter Weather
4.3
Cold Wave
3.5
Riverine Flooding
1.0

How it compares

Alton
5.8
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alton, New York

Alton, in Wayne County, is a small unincorporated community situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Alton residents and property owners must navigate.

According to FEMA's National Risk Index, Alton carries an overall risk score of 5.8/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hail and ice storm.

Within New York, Alton's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wayne County identifies coastal flood as the foremost hazard, followed by hail and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Alton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Alton: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Alton

These city-level factors differentiate Alton from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

71

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

43.2229Β° N, 76.9707Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alton

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.