🌍 ClimateRiskCheck

Natural Disaster Risk in Apalachin

New York

4.9out of 10
Moderate Risk

Risk Summary for Apalachin

Apalachin scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
8.8
Hurricane
7.5
Landslide
7.3
Ice Storm
5.8
Tsunami
5.4
Tornado
5.1
Lightning
5.1
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Extreme Heat
4.8
Earthquake
4.1
Strong Wind
3.5
Cold Wave
3.5
Wildfire
3.3
Hail
2.9
Winter Weather
2.0
Riverine Flooding
1.0

How it compares

Apalachin
4.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Apalachin, New York

Apalachin is a town of roughly 7,385 residents in Tioga County, in the Great Lakes region. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Apalachin.

FEMA rates Apalachin's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for hurricane and landslide risk in their preparedness planning.

Apalachin's risk score, slightly below the 6.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Tioga County, the highest-scoring are avalanche, hurricane, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Apalachin's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Apalachin: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Apalachin

These city-level factors differentiate Apalachin from other communities in Tioga County and provide geographic context for its hazard exposure.

Population

7,385

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

42.0440Β° N, 76.1677Β° W

Tioga County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Apalachin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Apalachin

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.