🌍 ClimateRiskCheck

Natural Disaster Risk in Ashland

New York

5.6out of 10
Moderate Risk

Risk Summary for Ashland

Ashland scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Coastal Flooding Hurricane

All 18 Hazard Scores

Avalanche
9.5
Coastal Flooding
8.9
Hurricane
8.8
Landslide
7.5
Ice Storm
6.2
Earthquake
6.0
Tornado
6.0
Hail
5.4
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Cold Wave
5.1
Extreme Heat
4.3
Winter Weather
4.3
Strong Wind
3.6
Wildfire
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Ashland
5.6
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ashland, New York

Located along the northeastern Atlantic Seaboard in Greene County, Ashland is a small unincorporated community. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Ashland a community where hazard awareness has real practical value.

Ashland's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include coastal flood and hurricane.

Relative to other U.S. communities, Ashland's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by avalanche and coastal flood, as measured by FEMA across Greene County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Ashland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Ashland: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Ashland

These city-level factors differentiate Ashland from other communities in Greene County and provide geographic context for its hazard exposure.

Population

215

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

42.3008Β° N, 74.3534Β° W

Greene County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ashland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ashland

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.