🌍 ClimateRiskCheck

Natural Disaster Risk in Averill Park

New York

6.7out of 10
High Risk

Risk Summary for Averill Park

Averill Park scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Avalanche Hurricane

All 18 Hazard Scores

Hail
9.4
Avalanche
8.9
Hurricane
8.6
Lightning
8.3
Strong Wind
8.1
Tornado
8.0
Landslide
7.6
Ice Storm
7.6
Winter Weather
7.0
Earthquake
6.8
Extreme Heat
6.3
Cold Wave
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
3.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Averill Park
6.7
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Averill Park, New York

Averill Park, in Rensselaer County, is a town of roughly 7,422 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Averill Park residents and property owners must navigate.

Averill Park's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include avalanche and hurricane.

Within New York, Averill Park's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Rensselaer County identifies hail as the foremost hazard, followed by avalanche and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Averill Park's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Averill Park: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Averill Park

These city-level factors differentiate Averill Park from other communities in Rensselaer County and provide geographic context for its hazard exposure.

Population

7,422

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

42.6293Β° N, 73.5266Β° W

Rensselaer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Averill Park

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Averill Park

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.