🌍 ClimateRiskCheck

Natural Disaster Risk in Basom

New York

5.5out of 10
Moderate Risk

Risk Summary for Basom

Basom scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Ice Storm Drought

All 18 Hazard Scores

Lightning
8.8
Ice Storm
7.9
Drought
7.7
Hurricane
7.5
Strong Wind
6.8
Hail
6.7
Earthquake
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.5
Extreme Heat
4.3
Tornado
3.8
Winter Weather
3.7
Landslide
3.2
Wildfire
2.9
Riverine Flooding
1.0

How it compares

Basom
5.5
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Basom, New York

Basom, in Genesee County, is a small community of about 1,423 situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Basom residents and property owners must navigate.

According to FEMA's National Risk Index, Basom carries an overall risk score of 5.5/10, placing it in the moderate category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to ice storm and drought.

Within New York, Basom's risk is, slightly below the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Genesee County identifies lightning as the foremost hazard, followed by ice storm and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Basom residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Basom: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Basom

These city-level factors differentiate Basom from other communities in Genesee County and provide geographic context for its hazard exposure.

Population

1,423

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 43.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

43.0764Β° N, 78.3970Β° W

Genesee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Basom

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Basom

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.