🌍 ClimateRiskCheck

Natural Disaster Risk in Bearsville

New York

7.9out of 10
High Risk

Risk Summary for Bearsville

Bearsville scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Coastal Flooding

All 18 Hazard Scores

Landslide
9.5
Avalanche
9.4
Coastal Flooding
9.4
Strong Wind
9.3
Hurricane
9.1
Tornado
8.9
Lightning
8.7
Hail
8.5
Cold Wave
8.4
Earthquake
8.3
Ice Storm
7.7
Winter Weather
7.3
Extreme Heat
7.1
Wildfire
5.9
Drought
5.6
Tsunami
5.4
Volcanic Activity
5.1
Riverine Flooding
1.0

How it compares

Bearsville
7.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bearsville, New York

Located along the northeastern Atlantic Seaboard in Ulster County, Bearsville is a small community of about 865. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Bearsville a community where hazard awareness has real practical value.

FEMA rates Bearsville's composite natural disaster risk at 7.9 out of 10 β€” high risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and coastal flood risk in their preparedness planning.

Relative to other U.S. communities, Bearsville's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.1/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Ulster County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Bearsville residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bearsville: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Bearsville

These city-level factors differentiate Bearsville from other communities in Ulster County and provide geographic context for its hazard exposure.

Population

865

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

42.0566Β° N, 74.1666Β° W

Ulster County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bearsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bearsville

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.