🌍 ClimateRiskCheck

Natural Disaster Risk in Cadyville

New York

5.9out of 10
Moderate Risk

Risk Summary for Cadyville

Cadyville scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Ice Storm Earthquake

All 18 Hazard Scores

Avalanche
9.0
Ice Storm
8.7
Earthquake
8.6
Winter Weather
8.4
Lightning
7.5
Hurricane
7.4
Landslide
6.9
Strong Wind
6.0
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Tornado
3.5
Wildfire
3.4
Hail
2.6
Drought
1.7
Riverine Flooding
1.0

How it compares

Cadyville
5.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cadyville, New York

Located along the northeastern Atlantic Seaboard in Clinton County, Cadyville is a small community of about 2,412. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Cadyville a community where hazard awareness has real practical value.

FEMA rates Cadyville's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for ice storm and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Cadyville's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by avalanche and ice storm, as measured by FEMA across Clinton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Cadyville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Cadyville: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Cadyville

These city-level factors differentiate Cadyville from other communities in Clinton County and provide geographic context for its hazard exposure.

Population

2,412

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

44.6897Β° N, 73.6786Β° W

Clinton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cadyville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cadyville

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.