🌍 ClimateRiskCheck

Natural Disaster Risk in Cayuga

New York

6.2out of 10
High Risk

Risk Summary for Cayuga

Cayuga scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Ice Storm Avalanche

All 18 Hazard Scores

Coastal Flooding
8.9
Ice Storm
8.9
Avalanche
8.7
Hurricane
7.6
Winter Weather
7.6
Strong Wind
6.7
Hail
6.4
Drought
6.2
Earthquake
5.4
Lightning
5.4
Tsunami
5.4
Landslide
5.3
Volcanic Activity
5.1
Extreme Heat
5.0
Tornado
4.7
Wildfire
4.1
Cold Wave
3.2
Riverine Flooding
1.0

How it compares

Cayuga
6.2
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cayuga, New York

Cayuga, in Cayuga County, is a small community of about 2,029 situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Cayuga residents and property owners must navigate.

According to FEMA's National Risk Index, Cayuga carries an overall risk score of 6.2/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to ice storm and avalanche.

Within New York, Cayuga's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cayuga County identifies coastal flood as the foremost hazard, followed by ice storm and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Cayuga's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Cayuga: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Cayuga

These city-level factors differentiate Cayuga from other communities in Cayuga County and provide geographic context for its hazard exposure.

Population

2,029

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

42.9137Β° N, 76.6950Β° W

Cayuga County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cayuga

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cayuga

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.