🌍 ClimateRiskCheck

Natural Disaster Risk in Claverack

New York

6.2out of 10
High Risk

Risk Summary for Claverack

Claverack scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Hurricane
8.8
Avalanche
8.8
Landslide
8.5
Lightning
8.0
Ice Storm
7.4
Tornado
7.3
Earthquake
7.1
Hail
7.1
Tsunami
5.4
Extreme Heat
5.2
Cold Wave
5.2
Volcanic Activity
5.1
Strong Wind
5.0
Winter Weather
4.9
Coastal Flooding
4.9
Wildfire
4.6
Drought
2.7
Riverine Flooding
1.0

How it compares

Claverack
6.2
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Claverack, New York

Located along the northeastern Atlantic Seaboard in Columbia County, Claverack is a small unincorporated community. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Claverack a community where hazard awareness has real practical value.

FEMA rates Claverack's composite natural disaster risk at 6.2 out of 10 β€” high risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for hurricane and landslide risk in their preparedness planning.

Relative to other U.S. communities, Claverack's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Columbia County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Claverack's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Claverack: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Claverack

These city-level factors differentiate Claverack from other communities in Columbia County and provide geographic context for its hazard exposure.

Population

228

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

42.2166Β° N, 73.7164Β° W

Columbia County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Claverack

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Claverack

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.