Natural Disaster Risk in Cleverdale

Natural Hazard Profile: Cleverdale, New York

Cleverdale, in Warren County, is a small unincorporated community situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Cleverdale residents and property owners must navigate.

According to FEMA's National Risk Index, Cleverdale carries an overall risk score of 5.9/10, placing it in the moderate category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to avalanche and cold wave.

Within New York, Cleverdale's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Warren County identifies lightning as the foremost hazard, followed by avalanche and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Cleverdale's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.