🌍 ClimateRiskCheck

Natural Disaster Risk in Coram

New York

7.9out of 10
High Risk

Risk Summary for Coram

Coram scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Hurricane

All 18 Hazard Scores

Coastal Flooding
10.0
Winter Weather
9.9
Hurricane
9.8
Strong Wind
9.8
Lightning
9.8
Ice Storm
9.7
Earthquake
9.6
Cold Wave
9.6
Extreme Heat
9.5
Landslide
8.6
Tornado
7.8
Wildfire
7.7
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.5
Avalanche
4.5
Drought
2.6
Riverine Flooding
1.0

How it compares

Coram
7.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coram, New York

Coram, in Suffolk County, is a city of approximately 28,495 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Coram residents and property owners must navigate.

According to FEMA's National Risk Index, Coram carries an overall risk score of 7.9/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to winter and hurricane.

Within New York, Coram's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Suffolk County identifies coastal flood as the foremost hazard, followed by winter and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Coram's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Coram: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Coram

These city-level factors differentiate Coram from other communities in Suffolk County and provide geographic context for its hazard exposure.

Population

28,495

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

40.8802Β° N, 73.0037Β° W

Suffolk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Coram

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Coram

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.