🌍 ClimateRiskCheck

Natural Disaster Risk in Croghan

New York

4.4out of 10
Moderate Risk

Risk Summary for Croghan

Croghan scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Winter Weather Hurricane

All 18 Hazard Scores

Ice Storm
7.8
Winter Weather
7.3
Hurricane
6.5
Landslide
5.9
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.1
Cold Wave
3.5
Lightning
3.3
Tornado
2.8
Extreme Heat
2.7
Wildfire
2.4
Hail
1.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Croghan
4.4
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Croghan, New York

Croghan, in Lewis County, is a small community of about 2,009 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Croghan residents and property owners must navigate.

Croghan's overall natural disaster risk is rated 4.4/10 (Moderate) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include winter and hurricane.

Within New York, Croghan's risk is, considerably below the 6.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Lewis County identifies ice storm as the foremost hazard, followed by winter and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Croghan residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Croghan: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Croghan

These city-level factors differentiate Croghan from other communities in Lewis County and provide geographic context for its hazard exposure.

Population

2,009

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.4/10

Coordinates

43.9605Β° N, 75.2847Β° W

Lewis County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Croghan

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Croghan

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.