🌍 ClimateRiskCheck

Natural Disaster Risk in Denver

New York

5.8out of 10
Moderate Risk

Risk Summary for Denver

Denver scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.4
Landslide
9.1
Hurricane
8.5
Winter Weather
7.6
Cold Wave
7.4
Tornado
6.1
Strong Wind
5.8
Earthquake
5.7
Lightning
5.5
Tsunami
5.4
Ice Storm
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.6
Extreme Heat
3.2
Wildfire
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Denver
5.8
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Denver, New York

Denver is a small unincorporated community in Delaware County, along the northeastern Atlantic Seaboard. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Denver.

FEMA rates Denver's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and hurricane risk in their preparedness planning.

Denver's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Delaware County, the highest-scoring are avalanche, landslide, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Denver residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Denver: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Denver

These city-level factors differentiate Denver from other communities in Delaware County and provide geographic context for its hazard exposure.

Population

261

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

42.2512Β° N, 74.5336Β° W

Delaware County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Denver

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Denver

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.