🌍 ClimateRiskCheck

Natural Disaster Risk in Fort Plain

New York

5.7out of 10
Moderate Risk

Risk Summary for Fort Plain

Fort Plain scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.3
Avalanche
8.7
Hurricane
7.9
Winter Weather
7.1
Cold Wave
6.4
Ice Storm
6.4
Lightning
6.1
Earthquake
5.8
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Extreme Heat
4.5
Strong Wind
4.2
Wildfire
3.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Fort Plain
5.7
New York avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fort Plain, New York

Fort Plain, in Montgomery County, is a town of roughly 6,010 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Fort Plain residents and property owners must navigate.

According to FEMA's National Risk Index, Fort Plain carries an overall risk score of 5.7/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and hurricane.

Within New York, Fort Plain's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Montgomery County identifies landslide as the foremost hazard, followed by avalanche and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Fort Plain residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Fort Plain: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Fort Plain

These city-level factors differentiate Fort Plain from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

6,010

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

42.9400Β° N, 74.6663Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fort Plain

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Fort Plain

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.