🌍 ClimateRiskCheck

Natural Disaster Risk in Garnerville

New York

7.3out of 10
High Risk

Risk Summary for Garnerville

Garnerville scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Coastal Flooding Winter Weather

All 18 Hazard Scores

Strong Wind
9.7
Winter Weather
9.5
Coastal Flooding
9.5
Lightning
9.3
Extreme Heat
9.2
Earthquake
9.0
Hurricane
9.0
Avalanche
8.8
Cold Wave
8.8
Ice Storm
8.2
Tornado
8.0
Landslide
6.6
Tsunami
5.4
Volcanic Activity
5.1
Drought
3.1
Hail
2.6
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Garnerville
7.3
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garnerville, New York

Garnerville, in Rockland County, is a town of roughly 9,069 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Garnerville residents and property owners must navigate.

According to FEMA's National Risk Index, Garnerville carries an overall risk score of 7.3/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to coastal flood and winter.

Within New York, Garnerville's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Rockland County identifies wind as the foremost hazard, followed by coastal flood and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Garnerville residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Garnerville: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Garnerville

These city-level factors differentiate Garnerville from other communities in Rockland County and provide geographic context for its hazard exposure.

Population

9,069

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

41.2026Β° N, 74.0003Β° W

Rockland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Garnerville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Garnerville

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.