Natural Disaster Risk in Grand Island
New York
7.8out of 10
Risk Summary for Grand Island
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Cold Wave Winter Weather Extreme Heat
All 18 Hazard Scores
Winter Weather 10.0
Cold Wave 10.0
Tornado 9.6
Extreme Heat 9.6
Ice Storm 9.5
Coastal Flooding 9.2
Earthquake 8.8
Lightning 8.8
Avalanche 8.6
Strong Wind 8.3
Hurricane 8.1
Wildfire 6.7
Landslide 5.8
Tsunami 5.4
Volcanic Activity 5.1
Hail 4.9
Drought 4.4
Riverine Flooding 1.0
How it compares
Grand Island 7.8
New York avg. 6.1
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Grand Island
Other cities in New York
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.