🌍 ClimateRiskCheck

Natural Disaster Risk in Greenwood Lake

New York

8.0out of 10
Very High Risk

Risk Summary for Greenwood Lake

Greenwood Lake scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Winter Weather Hurricane

All 18 Hazard Scores

Strong Wind
9.6
Winter Weather
9.5
Hurricane
9.4
Landslide
9.3
Coastal Flooding
9.3
Avalanche
9.1
Cold Wave
9.1
Earthquake
8.9
Extreme Heat
8.9
Lightning
8.9
Tornado
8.4
Ice Storm
8.1
Drought
7.7
Wildfire
5.7
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.4
Riverine Flooding
1.0

How it compares

Greenwood Lake
8.0
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Greenwood Lake, New York

Greenwood Lake, in Orange County, is a town of roughly 4,313 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Greenwood Lake residents and property owners must navigate.

According to FEMA's National Risk Index, Greenwood Lake carries an overall risk score of 8.0/10, placing it in the very high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to winter and hurricane.

Within New York, Greenwood Lake's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Orange County identifies wind as the foremost hazard, followed by winter and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

The very high risk environment in Greenwood Lake warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including wind. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for Greenwood Lake: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Greenwood Lake

These city-level factors differentiate Greenwood Lake from other communities in Orange County and provide geographic context for its hazard exposure.

Population

4,313

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

41.2008Β° N, 74.2953Β° W

Orange County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Greenwood Lake

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Greenwood Lake

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.