🌍 ClimateRiskCheck

Natural Disaster Risk in High Falls

New York

7.9out of 10
High Risk

Risk Summary for High Falls

High Falls scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Coastal Flooding

All 18 Hazard Scores

Landslide
9.5
Avalanche
9.4
Coastal Flooding
9.4
Strong Wind
9.3
Hurricane
9.1
Tornado
8.9
Lightning
8.7
Hail
8.5
Cold Wave
8.4
Earthquake
8.3
Ice Storm
7.7
Winter Weather
7.3
Extreme Heat
7.1
Wildfire
5.9
Drought
5.6
Tsunami
5.4
Volcanic Activity
5.1
Riverine Flooding
1.0

How it compares

High Falls
7.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: High Falls, New York

High Falls, in Ulster County, is a small community of about 1,826 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that High Falls residents and property owners must navigate.

High Falls's overall natural disaster risk is rated 7.9/10 (High) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include avalanche and coastal flood.

Within New York, High Falls's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Ulster County identifies landslide as the foremost hazard, followed by avalanche and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, High Falls residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for High Falls: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for High Falls

These city-level factors differentiate High Falls from other communities in Ulster County and provide geographic context for its hazard exposure.

Population

1,826

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

41.7867Β° N, 74.1634Β° W

Ulster County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for High Falls

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in High Falls

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.