🌍 ClimateRiskCheck

Natural Disaster Risk in Highland

New York

7.9out of 10
High Risk

Risk Summary for Highland

Highland scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Coastal Flooding

All 18 Hazard Scores

Landslide
9.5
Avalanche
9.4
Coastal Flooding
9.4
Strong Wind
9.3
Hurricane
9.1
Tornado
8.9
Lightning
8.7
Hail
8.5
Cold Wave
8.4
Earthquake
8.3
Ice Storm
7.7
Winter Weather
7.3
Extreme Heat
7.1
Wildfire
5.9
Drought
5.6
Tsunami
5.4
Volcanic Activity
5.1
Riverine Flooding
1.0

How it compares

Highland
7.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Highland, New York

Highland is a city of approximately 13,827 residents in Ulster County, along the northeastern Atlantic Seaboard. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Highland.

FEMA rates Highland's composite natural disaster risk at 7.9 out of 10 β€” high risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and coastal flood risk in their preparedness planning.

Highland's risk score, considerably above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ulster County, the highest-scoring are landslide, avalanche, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Highland residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Highland: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Highland

These city-level factors differentiate Highland from other communities in Ulster County and provide geographic context for its hazard exposure.

Population

13,827

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

41.7227Β° N, 74.0048Β° W

Ulster County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Highland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Highland

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.