Natural Disaster Risk in Highland Falls

New York

8.0out of 10

Very High Risk

Risk Summary for Highland Falls

This area faces significantly elevated natural disaster risk compared to most of the US. Review your insurance coverage carefully.

Top Hazards

Strong Wind Winter Weather Hurricane

All 18 Hazard Scores

Strong Wind

9.6

Winter Weather

9.5

Hurricane

9.4

Landslide

9.3

Coastal Flooding

9.3

Avalanche

9.1

Cold Wave

9.1

Earthquake

8.9

Extreme Heat

8.9

Lightning

8.9

Tornado

8.4

Ice Storm

8.1

Drought

7.7

Wildfire

5.7

Tsunami

5.4

Volcanic Activity

5.1

Hail

4.4

Riverine Flooding

1.0

How it compares

Highland Falls

8.0

New York avg.

6.1

US national avg.

4.5

Live Conditions

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🏠 What this means for insurance

High-risk area — review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

ZIP Codes in Highland Falls

10928

Other cities in New York

Corona7.8/10 Brooklyn7.9/10 Ridgewood7.8/10 Elmhurst7.8/10 Bronx7.6/10 Staten Island7.2/10 New York7.6/10 Woodside7.8/10

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.