🌍 ClimateRiskCheck

Natural Disaster Risk in Hinsdale

New York

5.9out of 10
Moderate Risk

Risk Summary for Hinsdale

Hinsdale scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Lightning Landslide

All 18 Hazard Scores

Lightning
8.8
Avalanche
8.8
Landslide
8.3
Hurricane
7.9
Strong Wind
7.8
Tornado
7.2
Winter Weather
7.0
Cold Wave
6.4
Ice Storm
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.4
Wildfire
4.3
Hail
4.0
Extreme Heat
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Hinsdale
5.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hinsdale, New York

Hinsdale is a small community of about 2,037 in Cattaraugus County, in the Great Lakes region. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hinsdale.

FEMA rates Hinsdale's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for lightning and landslide risk in their preparedness planning.

Hinsdale's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cattaraugus County, the highest-scoring are avalanche, lightning, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Hinsdale residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Hinsdale: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Hinsdale

These city-level factors differentiate Hinsdale from other communities in Cattaraugus County and provide geographic context for its hazard exposure.

Population

2,037

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

42.2053Β° N, 78.4063Β° W

Cattaraugus County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hinsdale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hinsdale

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.