🌍 ClimateRiskCheck

Natural Disaster Risk in Ilion

New York

5.4out of 10
Moderate Risk

Risk Summary for Ilion

Ilion scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Winter Weather

All 18 Hazard Scores

Avalanche
8.6
Landslide
8.0
Winter Weather
7.6
Hurricane
7.5
Ice Storm
7.2
Lightning
5.8
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.6
Cold Wave
4.6
Extreme Heat
4.2
Strong Wind
3.6
Wildfire
3.5
Hail
3.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Ilion
5.4
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ilion, New York

Ilion, in Herkimer County, is a city of approximately 10,167 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Ilion residents and property owners must navigate.

According to FEMA's National Risk Index, Ilion carries an overall risk score of 5.4/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and winter.

Within New York, Ilion's risk is, slightly below the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Herkimer County identifies avalanche as the foremost hazard, followed by landslide and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ilion's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Ilion: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Ilion

These city-level factors differentiate Ilion from other communities in Herkimer County and provide geographic context for its hazard exposure.

Population

10,167

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

42.9695Β° N, 75.0804Β° W

Herkimer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ilion

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ilion

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.