🌍 ClimateRiskCheck

Natural Disaster Risk in Le Roy

New York

5.5out of 10
Moderate Risk

Risk Summary for Le Roy

Le Roy scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Ice Storm Drought

All 18 Hazard Scores

Lightning
8.8
Ice Storm
7.9
Drought
7.7
Hurricane
7.5
Strong Wind
6.8
Hail
6.7
Earthquake
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.5
Extreme Heat
4.3
Tornado
3.8
Winter Weather
3.7
Landslide
3.2
Wildfire
2.9
Riverine Flooding
1.0

How it compares

Le Roy
5.5
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Le Roy, New York

Located in the Great Lakes region in Genesee County, Le Roy is a town of roughly 8,339 residents. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Le Roy a community where hazard awareness has real practical value.

Le Roy's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include ice storm and drought.

Relative to other U.S. communities, Le Roy's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by lightning and ice storm, as measured by FEMA across Genesee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Le Roy residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Le Roy: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Le Roy

These city-level factors differentiate Le Roy from other communities in Genesee County and provide geographic context for its hazard exposure.

Population

8,339

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

42.9746Β° N, 77.9701Β° W

Genesee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Le Roy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Le Roy

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.