🌍 ClimateRiskCheck

Natural Disaster Risk in Liverpool

New York

7.5out of 10
High Risk

Risk Summary for Liverpool

Liverpool scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Winter Weather Ice Storm

All 18 Hazard Scores

Strong Wind
9.9
Winter Weather
9.8
Ice Storm
9.7
Lightning
9.3
Tornado
8.9
Avalanche
8.9
Hurricane
8.5
Extreme Heat
8.5
Earthquake
8.4
Hail
8.1
Cold Wave
7.8
Landslide
6.7
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Liverpool
7.5
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Liverpool, New York

Liverpool is a city of approximately 29,004 residents in Onondaga County, in the Great Lakes region. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Liverpool.

According to FEMA's National Risk Index, Liverpool carries an overall risk score of 7.5/10, placing it in the high category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to winter and ice storm.

Liverpool's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Onondaga County, the highest-scoring are wind, winter, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Liverpool's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Liverpool: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Liverpool

These city-level factors differentiate Liverpool from other communities in Onondaga County and provide geographic context for its hazard exposure.

Population

29,004

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

43.1516Β° N, 76.2134Β° W

Onondaga County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Liverpool

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Liverpool

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.